Information We Collect
The Company may collect personally identifiable information that can identify you, such as your name, address, telephone number, e-mail address, EIN, or Social Security Number (Personally Identifiable Information or PII).
The Company may also collect information that does not identify you, such as demographic data, information about your online activity, internet connection details, and information about equipment used to access the Website (Non-Personally Identifiable Information or Non-PII).
The Company may collect and store information you provide about other people, such as co-borrowers, guarantors, affiliates, parents, subsidiaries, and family members, including names, addresses, telephone numbers, mobile devices, email addresses, EINs, or Social Security Numbers. Any such information, together with PII and Non-PII, is referred to in this Policy as Information.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Other categories exclude text messaging originator opt-in data and consent; that information will not be shared with third parties.
How We Collect Your Information
The Company collects Information directly from you in connection with inquiring about or using the Website or Services.
The Company also collects Information automatically as you navigate the Website, including through cookies, web beacons, and other internet technologies.
The Company may also receive Information from third parties with whom you interact via the Website or to whom the Company is authorized to disclose Information in connection with performing the Services.
Information We Collect Automatically
We collect and store information generated automatically as you navigate the Website and Services, including information about your device and connection to the internet, so we can improve delivery, measure traffic, and enhance user experience.
We may use browser cookies and similar technologies for record-keeping, analytics, trend tracking, and preference retention. We may also use web beacons (single-pixel graphic files) to access cookies and measure engagement with pages and HTML emails.
We may collect mobile device and usage information, such as make, model, operating system, advertising identifiers, feature and notification usage, and technical signals like Wi-Fi or Bluetooth signal strength, temperature, and battery level.
Specific Disclosure of Third-Party Data Collection Technologies
In operating our business, we use third-party analytical services, including Google Analytics Advertiser Features. These features may include remarketing, Google Display Network Impression Reporting, DoubleClick platform integrations, and demographic or interest reporting.
We and third-party vendors may use first-party cookies or identifiers and third-party cookies or identifiers together to gather data about activity on our Services and improve advertising relevance, including remarketing to users who previously visited our Services.
You may opt out of automated collection by third-party ad networks for interest-based advertising by visiting http://www.aboutads.info/choices/ and you may adjust Google Display Network preferences at http://www.google.com/ads/preferences/. Those controls are browser-specific and managed by third parties, not by the Company.
Although we do not control third parties collection or use of your information for interest-based advertising, such parties may provide ways to opt out. You can also opt out of targeted ads from members of the Network Advertising Initiative on the NAI website.
How We Use Your Information
The Company may use your Information to present the Website and deliver Services, provide customer support, and communicate with you about Services or Website changes.
We may use Information to inform you of additional services from us or affiliates, manage our relationship with you, carry out contractual obligations, and enforce rights under agreements between you and the Company.
We may analyze Website and Services usage to optimize Company performance, compile aggregated statistics, evaluate interest from third-party service providers, comply with legal obligations, and use Information for other purposes disclosed at collection.
Disclosure of Your Information
We may disclose aggregated statistics or other information that does not identify any particular individual or entity without restriction.
We may disclose Information to subsidiaries, affiliates, contractors, service providers, and other third parties supporting our business or that we believe may better fit services you are seeking.
We may disclose Information to a buyer or successor in a merger, restructuring, dissolution, sale, bankruptcy, or similar transaction involving Company assets.
We may disclose Information to fulfill the purpose for which you provide it, for other purposes disclosed at collection, with your consent, to government or regulatory authorities as reasonably necessary, to comply with legal process, to investigate wrongdoing, to enforce agreements, and to protect rights, property, or safety.
Note About Disclosure to Third Parties
You acknowledge that providing Services may require disclosure of Information to third parties. If you accept terms, continue processing, submit information, or otherwise proceed through the Website or Services, you consent to disclosure of your Information to such third parties for purposes of receiving Services.
Once Information is disclosed to a third party, that party use of Information is outside the scope of this Policy. Such parties may retain or use Information regardless of whether you transact with them. You should contact those parties directly regarding their privacy practices.
The Website may contain links to third-party websites. Any Information submitted to those sites is outside the scope of this Policy.
Your Choices Regarding Our Use and Disclosure of Information
Some uses and disclosures are necessary for us to perform Services. For discretionary communications preferences, you may email admin@flowbotforge.com.
Messages and emails sent by us include unsubscribe mechanisms that allow you to remove yourself from applicable mailing lists.
You may limit some automatic data collection by setting your browser to refuse cookies or alert you when cookies are sent. If you disable cookies, some parts of the Website may be inaccessible or may not function properly.
Depending on your location, you may have state-specific privacy rights. To make a request under applicable regulation, email admin@flowbotforge.com.
Data Security
The Company uses physical, electronic, and procedural measures that are standard in the industry to help protect Information from unauthorized access and disclosure.
We require employees to comply with information security safeguards, use encryption for transmission of PII where appropriate, and use firewalls to help prevent unauthorized access.
You are responsible for keeping account credentials confidential. No system can be completely secure, and we cannot guarantee that Information will always remain secure. Transmission of Information is at your own risk.
How Long We Keep Information
We retain Information for as long as reasonably necessary to provide Services, satisfy legal, accounting, and compliance obligations, resolve disputes, enforce agreements, and support legitimate business operations.
Retention periods may vary by data type, legal requirement, and operational need. Where feasible, we may de-identify or aggregate data for analytics and business improvement.
Right to Examine Information
You may request information about the personal data we maintain about you and request corrections where appropriate, subject to applicable law and verification requirements.
To submit an access or correction request, contact admin@flowbotforge.com.
State-Specific Rights
Depending on your state of residence, you may have additional privacy rights under applicable law, including rights related to access, deletion, correction, or opt-out.
To exercise applicable rights, please contact admin@flowbotforge.com. We may need to verify your identity before responding to a request.
Changes and Updates to this Policy
This Policy may change from time to time. Your continued use of the Website or Services after changes are posted means you accept those updates.
Children Under the Age of 18
Our Website and Services are not directed to children under 18, and we do not knowingly collect personal information directly from children under 18.
Miscellaneous
This Policy is intended to cover information collection from residents of the United States. If you access the Website from outside the United States, your information may be transferred to, stored, and processed in the United States.
Data protection laws in the United States may differ from those in your jurisdiction. By using the Website or Services, you understand and agree that Information may be transferred to Company facilities and to third parties as described in this Policy.
This Policy does not create rights enforceable by third parties or require disclosure of any PII. If you have questions about this Policy or Company information handling practices, contact admin@flowbotforge.com.